It's 11:43pm on a Sunday night. I feel like I've swallowed a huge chicken bone. My credit card payment of 350.22 was due yesterday. I have 532.93 in my checking account. I have -484.90 in my savings account, with an available balance of 15.10. That's before they take off money for service charges, mind you.
My rent's due tomorrow. 550.00. Cat food and litter will cost at least 20.00. And I need food for myself (ramen noodles will have to do).
Oh, and I am also in arrears for my federal student loan. I owe about 32,000.00. Let's not forget my provincial student loan in which I owe about 11,500.00. And let's not forget my credit card debts, shall we? 7,100.00 for my American card. 8,700.00 for my Canadian card.
Hi, I'm Luna (that's an alias, but it means "moon" in Latin and is very pretty, I think). I am about 60,000.00 in debt, and that excludes interest. I'm also twenty-seven years old.
I will tell my story later. Right now, I have to go to bed so I can get up early and call my bank and tell them I can't pay the credit card. I think I'll hit Debtors Anonymous after work. And I'll make an appointment with a credit card counseling company.
If only I hadn't first used that credit card, back in 2004. I bought a ten-dollar pair of jeans. Wow. I'd do anything to only owe ten dollars now.
001: No rest for the wicked.
February 1st, 2010 at 07:52 am
February 1st, 2010 at 08:01 am 1265011269
February 1st, 2010 at 08:12 am 1265011947
February 1st, 2010 at 11:17 am 1265023054
February 1st, 2010 at 01:22 pm 1265030544
February 1st, 2010 at 01:30 pm 1265031004
Oh, there ain't no rest for the wicked,
Money don't grow on trees.
I got bills to pay,
I got mouths to feed,
There ain't nothing in this world for free.
February 1st, 2010 at 01:39 pm 1265031590
February 1st, 2010 at 01:51 pm 1265032288
February 1st, 2010 at 03:51 pm 1265039476
February 1st, 2010 at 04:36 pm 1265042177
February 1st, 2010 at 06:43 pm 1265049791
On that note, the name of the blog is a bit negative and might constantly bring you down when you log in. Perhaps a name change to something positive to show the great first step? Epic future or epic learning or epic experience or something? I have just found that having a positive name has been better mentally.
Take or toss entirely to up to you! but welcome aboard and may you be successful in your quest!!
February 1st, 2010 at 08:47 pm 1265057236
Just remember that when you join us in blogging, u r doin it rite.
Welcome.
February 2nd, 2010 at 12:38 am 1265071105
I like your blog name. I play WOW myself.
Miz Pat
February 2nd, 2010 at 02:46 am 1265078777
Broken Arrow: Thank you! It was the first name I could think of... ha. Glad you like! I will check out that song.
CB in the City: Merci!
creditcardfree: Gracias!
pharaohsmom: Danke!
Ima saver: Grazie!
debtfreeme: Excellent point! I've tossed out a few ideas in my next entry. Maybe Epic Whale? Epic Wail? Epic Snail? Hehe.
baselle: I appreciate it, and I'm glad it made you smile!
miz pat: Thanks so much! You know, I've never played WoW (but, yes, that is where I got the name from). I probably shouldn't buy it now, though. Ha!
February 2nd, 2010 at 05:31 pm 1265131870
February 22nd, 2010 at 09:50 pm 1266875448
"Just remember that when you join us in blogging, u r doin it rite."